Every trip that is booked on the JoinMyTrip platform is automatically insured and covers every destination or stop that is included in your trip itinerary. Currently only Austrian or German residents are eligible to be insured.

The insurance begins when the trip journey officially starts and ends on the date and time that has been agreed on between the TripMate and the TripLeader.

You are not insured if you:

• Travel to areas for which a travel warning of the Foreign Office of the Federal Republic of Germany exists at the time of your entry.
• You intentionally cause damage
• You go on expeditions that are not insured by a third party.
• Strike, nuclear energy or refusal of entry by state authorities.
• War, civil war or war-like events
• ABC weapons or ABC materials

You are only covered as long as there is no official travel warning for the destination country on the first day of the trip.

Should a travel warning be imposed on the destination country during the trip, you are obligated to return home as fast as possible (max. 14 days after the travel warning is imposed).

If you have an accident or fall ill in the period between the announcement of a travel warning and the first possible trip home, the costs for medical services will be covered by the travel health insurance, if it can be proven that efforts were made for a quick return journey.

Travel interruptions due to the notification of a travel warning for your holiday country / region are not covered by the insurance.

We are here for you! But, keep in mind that If something goes wrong Allianz Travel is the insurer that will be handling all claims and we have no direct influence in that matter.

We will however try to help and support you as much as we can. Let us know by dropping us an email at support@joinmytrip.de and we will do our best to help you out. Our community is big & growing. Members support each other in difficult times, as we all know; when travelling, we can sometimes be faced with unexpected situations.

TripMates - If you select your country of residence as Germany or Austria upon booking, you will automatically see a confirmation of your insurance, and be asked to confirm your billing address. Once your payment is complete, you will receive your booking confirmation via email, and here you will find a confirmation of your travel insurance is also included.

TripLeaders - if your country of residence is registered in Germany and Austria, as soon as you have received a confirmed booking on your trip after November 19th, you will receive an email confirming that your trip is now insured.

Our insurance offers both "Top Europe" and "Top World" cover from Allianz Travel. The insurance depends on the destinations you are traveling to, but both however offer the same coverage. Any stops from the trip that is not in the "Top Europe" list of countries is automatically classified as "Top World"

Top Europe:

Egypt
Albania
Algeria
Andorra
Armenia
Azerbaijan
Azores
Belgium
Bosnia-Herzegovina
Bulgaria
Denmark
Germany
Estonia
Finland
France
Georgia
Gibraltar
Greece
Great Britain
Ireland
Iceland
Israel
Italy
Canary Islands
Kazakhstan
Croatia
Kosovo
Latvia
Lebanon
Libya
Liechtenstein
Lithuania
Luxembourg
Madeira
Malta
Morocco
Macedonia
Moldova
Monaco
Montenegro
Netherlands
Norway
Austria
Poland
Portugal
Romania
Russian Federation (all Russia)
San Marino
Sweden
Switzerland
Serbia
Slovakia
Slovenia
Spain
Svalbard
Syria
Czech Republic
Tunisia
Turkey
Ukraine
Hungary
Vatican
Belarus
Cyprus